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Who Are You?

We recently had a management retreat . One of the surveys we did amongst ourselves, prior to it , was to answer whether we thought as an individual ,the glass was half full               (optimist) or half empty (pessimist) . We then had to classify the other attendees . The results were very interesting and illuminating . Some quotes below were used in discussions


If you want a interesting time or a quiet time, do this exercise with your spouse or partner ( good luck )


Optimist --- sees opportunity in every difficulty

Pessimist -- sees difficulty in every opportunity

Winston Churchill


Quotes from the Lewis Carroll " Through the looking Glass "

Who are you ?

If you don't know where you are going, any road will get you there."

I can't go back to yesterday because I was a different person then. "


Call us.... Call us now!

We would like to introduce the administration team at GMG accounting: We are your first point of contact.

Rosalie has been with the firm for 10 years and is Rick, Geoff, Justin, Shaun & Rene's CSO.
Belinda has been with the firm for 7 years and is Andy & Ash's CSO.
Linda has been with the firm for 13 months and is our receptionist and last and by no means least Jacqueline who has been with the  firm for 9 ½  months, she is our debtor controller, so if you don't pay your accounts on time, you no doubt will get a call from Jacqueline. If you have any account queries, please feel free to contact her.



  • Any of us can make appointments for our Swan Hill, Balranald or Charlton Offices.
  • We can send financial statements and tax returns to banks, finance companies, Centrelink
  • We can apply for business names, ABN's and TFN
  • We can contact the ATO with your tax and or payment queries
  • We can contact ASIC with any of your company queries
  • We can accept payment of your accounts over the phone with credit cards & eftpos
  • We can liaise with the partners if they are unavailable, feel free to discuss any issues with us. We will get back to you.
  • When you come in for your appointment, we will even make you  cuppa if you wish.


Hope to see you soon.


The Swan Hill Show S.W.O.T analysis

The team representing GMG Accounting at the show have completed a S.W.O.T Analysis for you and the show committee to consider!  It's this week's featured blog!


·         Attraction/entertainment. Something to do

·         Family friendly

·         Educational – machinery, horses, livestock etc

·         Market style stalls – business advertising opportunity

·         Always something happening

·         Generates business for locals

·         Machinery

·         Fireworks

·         Late finishing Saturday

·         Tug of War


·         Cost – entry, rides, show bags, food etc

·         Doesn't appeal to 18-25 year olds

·         The date can clash with large events

·         Food – some have certain dietary requirements

·         No rodeo


·         Local business advertisement – market stalls

·         Agriculture/equestrian – chance to show livestock/skills

·         Rodeo

·         Appeal to all ages – Saturday night entertainment, 18+ section with alcohol

·         Dietary requirements – more food options

·         Public holiday Friday

·         Wrist bands for rides – unlimited, include entry, certain times

·         Big screen if clashing with events such as AFL grand final

·         More rides – ferris wheel, worm etc


·         Weather – bad weather, bad show, low entry levels

·         Dirty perception – rides, food etc

·         Melbourne show & other events around the same time (Deni ute muster, AFL Grand Final)

·         Not appealing to all age groups

The Show

On Friday 5th October, the 'straight six' (junior accountants) were treated to a day at the Swan Hill show.
It was a great opportunity for Charles, Gemma, Maria, Danielle, Beth and Ash to re-live their childhood memories. With excitement, we made our first stop at the animal nursery, where we played with the puppies, baby goats and lambs, before moving on to the bulls, to seeing how big they really were.

Then, of course, we had to do the rides. First stop was 'The Tilt', where the girls enjoyed a ride and left Charles holding the handbags. Other highlights included the Gravatron, where we though we might see Charles' breakfast make an appearance, and the dodgem cars, where Gemma made it her mission to knock everyone out. After a typical show lunch of Dagwood Dogs, chips and doughnuts, we watched some equestrian and then ventured over to the machinery section, where Ash and Danielle received a personalized tour of the inside of a header, including the built-in fridge under the seat. 

We made our way over to the pavilion, checking out the handwriting skills and artistic flair of the competitors, including the cooking and art and craft. Danielle then gave us a demo of the tug-o-war contraption she would be competing in the next day (which she ended up winning!)

We checked out the showbags and enjoyed a slushie before looking through the market tents, checking out what the locals had on offer. It was then time to play a game on the clowns, each of us winning an amazing prize of a flower.

As the day was coming to a close, we sat down and watched the cow judging. While our knowledge of the judging process was not vast, we still took our bets on which cow would come out on top, and had some success. We also wandered over to the pet show, where the highlight was a very smartly dressed Shetland pony. 

After a great day had by all, we headed home to rest our weary bodies. Swan Hill Show, twelve thumbs up!

ATSA 2012 - A Wealth Of Knowledge

For the earlier part of this week, Justin Toomey and myself were at the annual ATSA (Accountants Technology Showcase Australia) conference in Sydney.


The 2 day conference is based on seeing the latest IT developments within the Accounting Industry.  It not only looks at what Accounting Firms can implement within their own practices, but also what  software vendors are offering SME's (small medium enterprises) that will assist them in creating further efficiencies within their own business systems.


Software vendors such as MYOB, Reckon, Xero, Banklink showcased what advancements they have made within their particular programs as well as giving us an insight into what they will be striving for in the next 12 months.


Stay tuned as we plan to upload more blogs on the conference over the next couple of weeks.


In the meantime, should you wish to discuss how your business systems can be streamlined and greater efficiencies can be achieved, please contact our office to make an appointment.


Wouldn't It Be Nice!

It is good to break the routine of a working day.  Being one of the OLDER members of the firm, no longer having my life revolve around children, I now have the freedom to do my own thing.

What a wonderful way to start the day, being part of a crowd of people watching the Adelaide steam paddle boat go under the bridge.

Then a walk along the river and through the wetlands, it is very peaceful with the birds singing and the shrubs out in flower.

Try something different at the start or end of the day to enjoy life and break the day to day routine.

ATO Are Cracking Down

Someone very wise once said something along the lines of "There are only two certainties in life. Death & Taxes!"  I think it was that Churchill fella.  He's absolutely right too.  No matter how long you try to put paying your taxes off,  they will always catch up with you.

Business owners are quite prone to procrastinate with preparing their BAS and some wage earners can be quite lax with lodging their individual tax returns too, particularly if you know there's a bill coming.  No one likes parting with their hard earned cash,  however,  we all get a sense of satisfaction when we get on top of our bills and those things on our "to do" list!

The Australian Tax Office has been cracking down on these businesses and individuals who have been sitting on their tasks lately.  Maybe the government does need some extra cash so they're chasing up their debtors, however this means one thing for you if you've been putting it off.

In the infamous words of that shoe brand - Just do it.  Its like ripping off a band aid,  the anticipation is probably worse than the event, so just make an appointment with one of our expert tax agents and we will hold your hand through the whole event!

With some of our technololgies like Banklink and Xero, we can even make it as quick and easy as ripping off a band aid too so you needn't worry about it in the future.

The ATO knows that you're procrastinating,  they're like big brother,  so just get it over and done with.

Call us and make an appointment today!

Footy Finals - Who Will Fly The Flag?

When competing in any team sport only the strongest, fastest and fittest teams qualify for their leagues finals series, and every team, no matter what division, strives to be a part of it. I am fortunate enough to be a part of the Swan Hill Football Club's reserves side who is in the finals this year.

Since Swan Hill's final series in the reserves had begun 2 and a half weeks ago the intensity and importance of being around the club has increased with 31 players to pick from on a team of 22. Everyone was now turning up to every training and pushing to impress the selectors and coaches to make sure they held their spot. Finishing 4th meant that we would take part in the elimination final so it is do or die time for us now.

On game day of the elimination final, the build up of excitement and anxiety was greater than before any game of football I've seen or played in, I even found it more nerve racking than my first senior game. Once the game begun the sense of urgency became even more clear as the skill level & physicality was well above its usual standard. The Swans fought valiantly and won relatively easily and would play again next week in the semi final.

The semi final was a similar feeling but a little more relaxed than last week although when the match begun it was just as hard hitting as the previous game, the Swans however seemed settled & more focused on getting the job done than the week before. Swan Hill managed to win again meaning we will play against Woorineen this weekend and the winner of that game will advance to the Grand final where they will play the Mallee Eagles.

After playing a few games in the finals it seems like a whole different game compared to normal. Nobody gives an inch because we have worked all year to get where we are now and we don't want to throw it all away at the end of the season. As the last two games have both been on a Sunday rolling up to work the next day has been a battle but with coach Blohmy on our backs, for the first time in my reserves career we held recovery after work on a Monday night for ice and muscle rehab for those who are a bit sore.

The environment around the club is uplifting at the moment with 4 or more netball sides also in the finals which creates a buzz amongst players and supporters. Hopefully we all have another two weeks left in us and can come home with the premierships.

Carn the Swanners!!

Murrabit - The Best Bit

Participating in community events is a great way to meet new people and to become accustomed to living in a new town, as I learnt almost three years ago when I made the move from Shepparton, in North East Victoria, all the way up to sunny Swan Hill. As Chrissie detailed in last weeks' blog, through working at GMG we participate in Relay for Life each year. We are also actively involved in Meals on Wheels, and sponsorship of a number of sporting clubs.

I personally have been lucky enough to be a member of the Murrabit Football Netball Club since I moved to Swan Hill. I've always been an avid netballer, and when the opportunity arose to accompany my boyfriend to the footy one weekend, it ignited my passion to participate again. I was welcomed into the club with open arms and a place on the court, and was lucky enough to qualify for finals in A and B Grade that year.

One of the many exceptional qualities of the Murrabit Football Netball Club is their acceptance of every girl who is looking for a game. In 2011, our B Reserve team was made up of 16 girls. It was a tough gig for the coaches when it came time to pick teams for finals, but the resilience of the girls who sat on the sidelines and their elation when the final whistle blew and they'd won the premiership was undeniable. 

It is not only the coaches who take on the high pressure positions for the netball season. I was appointed treasurer of the netball club this year, and being a committee member has really opened my eyes to the hard work that goes on behind the scenes to keep the club running. Our president and secretary are two of the most patient and hard working people I have met. Not only do they take on their official duties with ease, but they solve a myriad of problems that are way beyond their job descriptions. Their willingness to take on any task they are presented with is very humbling. Without these volunteers and the many others who give up their time to help out, the club would not be the success that it is today.

The true success of the Murrabit Football Netball Club can be seen through it's players and supporters, who in their large numbers come back each year to participate and strive towards the elusive premiership. This year we had our three senior netball grades make the finals, along with our Seniors, Reserves and Under 17's football. Unfortunately our B Grade netball teams'  journey is over, but the other five teams dreams are still alive. This weekend we have our preliminary final, where our A Grade netball, Senior and Under 17's footy will compete to win a place alongside the B Reserve netball and Reserves footy in the grand final. The nerves are there, but I'm excited and very proud to be representing my club with some of the best people I know.


(Photo's are: First photo A Grade Premiership Team 2010; Second Photo B Reserve Premiership 2011)


Number Nerds

GMG has been supporting and participating in the Relay for Life since the event began in Swan Hill many years ago. As most people are aware Relay for Life is a team event dedicated to raising funds for cancer research. Every October, in rain hail or shine, teams get together to walk around the Tyntynder oval for 24 hours, not only to support cancer research but to celebrate and remember the lives of those who have battled cancer.


We fundraise for Relay for Life during the year through a number of different ways. $1 chocolates is always popular, with every member of staff given a box of chocolates to sell, or in most cases to buy and leave at home for the family. I bought the box and gave it to my mother and father in law for their Easter present, it was a big hit. I'm looking forward to a good Easter present next year!

This year we also tried selling for the first time Billy G's Cookie Dough. We sold 80 tubs all up, and are hoping that if people come back for seconds we can make it one of our annual fundraisers.


Over the year we also create social events for the firm that also incorporate some form of fundraising. Previously we have held cocktail parties where we set a price on the drinks. Our most successful event was a cocktail party at Geoff Hinton's where we also held a mystery goods and services auction. Prior to the night everyone was asked to donate or re-gift something, and we wrapped them up in boxes and auctioned them off. This year we held a Poker night at Rick Pickering's and Rick came out with a box of golf balls and asked everyone to donate $10, and whoever could hit the ball the furthest got half the money and the other half was for Relay for Life.


We have held mystery bus trips, ten pin bowling nights, 10kg chocolate block raffles. We will continue to create as many social  and fundraising events as we can to raise money for this great cause.


Once again on the 19th & 20th of October the GMG 'Number Nerds' will be there to support the event.

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